X shifts US creator payouts from Stripe to X Money
Original: X shifts US creator payouts from Stripe to X Money
Why This Matters
X's forced migration to X Money accelerates its push to build an integrated financial ecosystem within a social platform.
X announced on September 2, 2026 that all U.S. creator payouts—covering the Original Content Rewards Program and subscriptions—will now be processed through X Money, replacing the previous Stripe-powered system that paid out every two weeks with a $30 minimum threshold.
Elon Musk's social platform X announced on September 2, 2026 that U.S. creator payouts are now exclusively handled through X Money, its in-house payments service. The change covers both the Original Content Rewards Program and creator subscriptions. Under the previous Stripe-based system, payouts were processed biweekly with a minimum threshold of $30. X Money enables instant access to funds with no minimum requirement or billing cycle delays. The wording of X's announcement suggests creators have no option to continue using Stripe, effectively mandating X Money enrollment. X has been asked for clarification. Separately, X will retire its Creator Revenue Sharing Program on September 7, 2026, having stopped accepting new members last month; creators are being migrated to the Original Content Rewards Program, which emphasizes original content. X Money, part of Musk's broader 'everything app' strategy, offers a bank card with 3% cash back, free ATM withdrawals, and FDIC-insured accounts held at Cross River Bank. Creator payouts will count toward direct deposit requirements, unlocking a 6% APY for X Premium users versus the standard 4%. X will also issue 1099-NEC tax forms to individual creators and collect W-9 information from LLCs.