OpenAI launches ChatGPT personal finance tools with bank connections
Original: OpenAI launches ChatGPT for personal finance, will let you connect bank accounts
Why This Matters
Marks OpenAI's expansion into specialized finance tools, competing with fintech apps
OpenAI launched personal finance tools for ChatGPT Pro subscribers in the U.S., enabling connections to over 12,000 financial institutions through Plaid partnership. Users can analyze spending, track portfolios, and get financial planning advice through the AI chatbot.
OpenAI introduced personal finance features for ChatGPT Pro subscribers, partnering with Plaid to connect accounts from over 12,000 institutions including Chase, Schwab, Fidelity, Robinhood, and American Express. The launch follows OpenAI's April acquisition of personal finance startup Hiro's team. Users access tools via sidebar or typing '@Finances, connect my accounts' to link bank accounts and view spending analysis, portfolio performance, and subscription tracking. OpenAI reports 200 million users already ask financial questions monthly. The new GPT-5.5 model offers improved reasoning for finance queries. Users can ask questions like spending pattern analysis or five-year house-buying plans. Data can be disconnected anytime, with removal within 30 days. Initially available on web and iOS for Pro users, with Plus user expansion planned based on feedback.